Place a fraud alert on your credit file by contacting the fraud department of a major credit bureau such as Equifax, Experian, or TransUnion. Equifax: or place an alert online Experian: or place an alert online Transunion: or place an alert online.
Feedback Did you find what you were looking for on this webpage? Do you have anything else to tell us? Please tell us what you were looking for. Do not include sensitive information, such as Social Security or bank account numbers.
Your feedback will not receive a response. Survey Tell us more about your experience How much do you agree with the following statements in the scale of 1, Strongly Disagree, to 5, Strongly Agree? Strongly Disagree. This page is helpful. These services may be included or cost extra. Some of the services they offer may be things you can do on your own for little or no cost. Identity recovery services typically give you access to counselors or case managers who will help you recover your identity.
They may. Some services will represent you in dealing with creditors or other institutions if you formally grant them authority to act on your behalf. Companies that sell monitoring services also may offer identity theft insurance. Find out how to recognize the signs of medical identity theft , tax identity theft , and child identity theft. Federal Trade Commission Consumer Information. Search form Search. Printable PDF. Order Free Copies. Share this page Facebook Twitter Linked-In. What Is Identity Theft?
Printable PDF 6. Tagged with: identity theft. Some credit card networks and issuers offer additional protections to online shoppers. You can sign up for Mastercard Secure Code , for example, which will ask you for a six-digit code when you make a purchase. They work behind the scenes while you shop, occasionally asking you to provide verification for suspicious transactions.
Sometimes verification is as simple as replying to a text message. You can also use payment gateways, like PayPal or Apple Pay, to provide an additional barrier between yourself and online merchants. Be proactive and log into your account once a week to check for any fraudulent charges. Credit card thieves commonly charge a series of small purchases to see if a card is still active and available for use. Skimmers fit over the card slot or PIN pad, and look much like the normal machine.
You can learn more about skimmers, and see examples of their authentic appearance, in this post from Krebs on Security. However, fraudulent accounts and unauthorized credit applications may. You should pull your credit reports once a year to make sure they look correct. You could also sign up for a credit monitoring service that alerts you to any suspicious activity on your reports with Equifax, TransUnion, or Experian. Instead of tossing bills, pre-approved credit offers, and other financial statements in the recycling bin, put them through a paper shredder first.
Some identity thieves use low-tech methods to steal information, like dumpster diving. The best credit cards all offer strong security measures. As long as you take proper precautions, you should be good to go. Just remember, no security feature can substitute for user caution, vigilance, and frequent self-monitoring. Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page.
Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published.
0コメント